Veterinary care in New Zealand is 100% privately funded. Unlike human healthcare, which receives significant government subsidies, veterinary services do not—so the two cannot fairly be compared in terms of cost.

While we do our best to operate cost-effectively, our priority is the quality of care we provide. Recent advancements in veterinary medicine have dramatically improved patient outcomes, but they also mean that treatment costs have increased in line with the technology and expertise now available.

Planning for Your Pet’s Healthcare

Being financially prepared is a key part of responsible pet ownership. Unexpected accidents or illnesses can arise at any time, and having a plan in place helps ensure your pet can receive the care they need without delay.

We recommend:

  • A dedicated pet savings account to cover emergencies
    or
  • Pet insurance to offset the cost of unexpected veterinary bills

Unfortunately, we are not in a position to offer in-house credit agreements at this time, however our team is more than happy to help you understand the pros and cons of each option. Just pop in and speak with one of our friendly, informed staff.

Payment Options Available

At Henderson Veterinary Clinic, we understand that veterinary expenses can sometimes be unexpected. To help make your pet’s care more manageable, we offer a range of payment and finance options.

We currently accept:

  • Afterpay
  • Gem Visa
  • Q Card
  • Visa and Mastercard credit cards
  • EFTPOS and cash

We also offer finance through Smartcover Vetcare Finance for eligible clients. Smartcover offers flexible repayment options, fast applications, and finance for a range of veterinary treatments and procedures. Applications can often be processed quickly, with repayment plans tailored to your budget.

For more information about Smartcover Finance, please visit:

https://www.vetcarefinance.co.nz/

If you have any questions about payment or finance options, please speak with our friendly team. We’re happy to help you find the best solution for your pet’s healthcare needs.